Need an appraisal in Vancouver or Clark County?
Here are the top 7 reasons why WA homeowners hire Anderson & Associates:
Need help determining the price of your house in or near Vancouver, WA?
At Anderson & Associates, we understand the particular needs of a homeowner in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. Being a consumer that ordinarily doesn't look at appraisals on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value report than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.
Challenging property tax assessments
Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Anderson & Associates is your chief weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Anderson & Associates can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would like to have a seasoned expert double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Anderson & Associates offers field reviews where we go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.