Real estate appraisal services for homeowners in the city of Vancouver and Clark County
The top seven reasons why WA homeowners hire Anderson & Associates:
Own a house in or near Vancouver, WA and need help determining the value of it?
We at Anderson & Associates understand the particular needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Anderson & Associates will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Anderson & Associates is experts in helping clients just like you dismiss unneeded PMI insurance.
Challenging property tax assessments
Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting a professional appraisal from Anderson & Associates is your perfect weapon when challenging your property tax assessment.
HELOC recently frozen?
If your house is in or near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Anderson & Associates can provide you with a professional appraisal to help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just gotten a copy of your appraisal and you would like to have a seasoned expert double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.