Real estate appraisal services for homeowners in the city of Vancouver and Clark County
Here are the top seven reasons WA homeowners hire Anderson & Associates:
Own a home in or near Vancouver, WA and need help determining the price of it?
We at Anderson & Associates understand the unique needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Anderson & Associates will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value estimation than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to save money for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Anderson & Associates, we're qualified in helping customers just like you dismiss unwanted and unneeded PMI insurance.
Challenging Clark county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a local area that's going down or is not appreciating as much as other homes close to yours. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal from Anderson & Associates is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your house is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Anderson & Associates can provide you with a professional appraisal that will help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for precision, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Anderson & Associates can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Anderson & Associates can We can assist you. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.