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Attention homeowners: Real estate appraisal services for in Vancouver and Clark County

The top seven reasons why WA homeowners call on Anderson & Associates:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a WA property tax assessment
  3. To cut a mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a WA divorce, where property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Clark County or the state of WA

Own a home in or near Vancouver, WA and need help deciding the value of it?
Contact Anderson & Associates.

We at Anderson & Associates understand the special needs of a homeowner seeking appraisal services. Our usual business clients are used to the appraisal process and the customary "products" we deliver to them. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value estimation than yours.

Appraisals to cancel PMI

An attractive way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you dismiss unneeded and unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that is going down. This means you are most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Anderson & Associates is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

If your property is in a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. Anderson & Associates can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for efficiency, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Anderson & Associates can help you with that. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.