Attention homeowners in Vancouver and Clark County: Get an Appraisal today!
Here are the top 7 reasons WA homeowners order from Anderson & Associates:
Do you own a home in or near Vancouver? Do you need help deciding the value of your real estate?
We at Anderson & Associates understand the particular needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value report than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. Anderson & Associates is experts in helping consumers just like you get rid of unwanted and unneeded PMI insurance.
Challenge property tax assessments
Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Anderson & Associates is your number one weapon.
HELOC recently frozen?
If your house is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Anderson & Associates can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would like to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Anderson & Associates can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.